I Get By… With a Little Help From My Favorite Apps and Tools

Over the last few years, through much research, trial, and error, I've found my must-have apps and favorite things for nomads and frequent travelers/expats... including an international no-fee ATM card, my favorite travel points credit card, health insurance for expats, renter's insurance, and where I get free audiobooks, to name a few. Since you guys often ask me, "What do you use for _____?"... here you go!