In the year-plus since I semi-retired, I’ve noticed something unexpected: just how polarizing and controversial the word “retire” is. (Especially among the generation older than I.) And it’s really no wonder that some people straight up scoff at retiring early, in a nation where busy-ness and overwork is a badge of honor... and when the first question we are asked when we meet someone new is, “So what do you do?" But many of those reactions confuse me. Here's why.
Tag: budgeting for retirement
How I Earned $13K Without Working in 2022
Last year, I shared that I socked away $30K in cash to fund my sabbatical, and I just revealed how I lived on $27K in 2022. So... $30K minus $27K = $3K left to work with in 2023, right? Not exactly. I have a few tricks up my sleeve... dominos I put in place in years past. It turns out the moves I've made allowed me to "earn" ~$13K in 2022 without a job, real estate, or lifting a finger (except for a few clicks of my mouse!).
You CAN Afford It: How to Travel When You Don’t Have Tons of Savings
Traveling doesn’t have to break the bank. Trading and bartering has been around for centuries, and the internet has made it more possible than ever to exchange work, expertise, and camaraderie for lodging. So here are four actual, real-life, TACTICAL ways to travel without spending bucket loads of money... and all you need is a keyboard and a mouse to get started!
7 Surprising Realizations I’ve Had Since Quitting My Job at 36
I was 15 years old when I got my first job working at Panera Bread for $5.25 an hour. Like most people, I’ve been working ever since, without so much as a few weeks off or a few months between jobs — until my “great resignation” at age 36. I’ve worked at coffee shops, restaurants, big box retailers, golf courses… and then post-college, in two TV newsrooms and a few big corporate organizations. Sometimes, I worked side gigs and temp jobs simultaneously with my salaried job, to the tune of 60-70 hours a week, just to pay the bills or get ahead. (Damn, those days were rough.) Then, I quit. I took a chance on myself and my future: to grow and monetize this blog, publish a memoir about my journey, and THOROUGHLY ENJOY MY LIFE. I call this Julie’s Financial Independence Recreational Employment (my take on FI/RE)! Hereby, these are 7 confessions of a corporate job escapee... who's never been happier (spoiler alert).
How Much This Full-Time Nomad Spent in Europe (Days 31-60)
I have another 30-day, full-time-traveler, nomad-in-Europe spending update for you! I spent most of my second month of my stint in Europe in the Balkans and Mediterranean, so you'd think my mini-retirement spending would be lower than western Europe, buuuuuuut... I had a couple bills come due and a few "splurges," like my 7-day sailing trip in Turkey. So, in days 31-60 in Europe, I spent (and please excuse me while I mentally cringe)...
It Costs How Much to Travel?! What I Spent My First 30 Days in Europe
“How can you afford to travel?” is something I hear fairly often, and to be honest, as an American without a job and a home, traveling is the only thing I CAN afford! The USA is the 15th-most expensive country in the world. Compare that to Mexico, where the same lifestyle generally costs about half as much, and compare it to central and eastern Europe, where almost everything is a degree or two cheaper than what Americans are used to… and traveling is a bargain! If you’re new to my blog, I published spending updates every month during my six months in Mexico… and the purpose of those and future updates is only to inform and educate on what my lifestyle choices cost in varying parts of the world. This is not “how to do it on a shoestring” content — I’m drinking the wine, eating the gelato, and going on some tours, but I’m definitely creative when it comes to maximizing my budget. Drumroll please. In my first 30 days in Europe, I spent $2,009.09, or $67 a day. “Wait, Julie, what?!” — I’m sure you’re thinking — “That’s less per day than you spent in Mexico!” It is, and I’ll explain why…
I’m 36 and I’m Semi-Retired… What Does That Even Mean?!
I may WANT to work again, should my choices dictate. But probably, definitely, not in the way that a lot of people work — because they have to, because they're trapped in a debt cycle, because the lifestyle they've chosen comes with a never-ending financial responsibility, because they care about status and appearances and bigger and better and more. Not me.
How Much I Spent in Nomad Life, Mexico Month #3 (Puerta Vallarta Edition)
Hola mis amigos, I am back with another spending recap for my THIRD month living in Mexico after quitting my job and taking an early (temporary) retirement to travel!! Damn, time flies! My January spending was just a bit inflated since I had some immigration and vehicle import costs and a 6-month policy for Mexican [...]
My Spending Breakdown for Mexico, Month #2
Hola mis amigos, I am back with another spending recap for my second month living in Mexico. As you know, month one was just a bit inflated since I had some immigration and vehicle import costs and a 6-month policy for Mexican car insurance. So, how did I fare in my second month (segundo mes)? [...]
My 2021 Budget Breakdown as a Solo Nomad in the U.S.
As you all know if you’re reading this blog, 2021 was my first full year of full-time nomadic living. And since there are a lot of you who tell me, “Julie, I wish I could do what you’re doing!” and cite cost as a factor, I want to bare my actual spending to you so you can: - See what I chose to spend money on and compare to your own spending - See where you could cut or make adjustments - See where you could share costs with a friend or partner and how that could significantly affect the numbers - See how I plan to cut in 2022, since as of mid-December 2021 I don’t have a job and will be in Mexico starting January. Read on...
