I spent $27K traveling the world in 2022 — $74 a day — and one thing I keep hearing is: “Teach me your ways, Julie!” Well, did you know, I DO teach?! I have a ton of in-depth, free information available on my blog, I hold webinars for those visual learners and do one-on-one mentoring for people who want a little extra attention, and I recently published an eBook entitled “Money and Mindset: How to Take a Sabbatical” — because finances are one of the biggest deterrents to having the lifestyle we want most of all — and limiting beliefs are the other. It’s a mission of mine to prove to YOU that a fulfilling life, full of travel and immersive experiences: is ATTAINABLE and POSSIBLE… so I’m counting down my 10 commandments of international budget travel!
Category: Money
My pursuit of financial security and financial freedom; personal finance, investing and budgeting; downsizing and saving.
Unpopular Opinion: Why Are So Many People Scared to Retire? GUILT
In the year-plus since I semi-retired, I’ve noticed something unexpected: just how polarizing and controversial the word “retire” is. (Especially among the generation older than I.) And it’s really no wonder that some people straight up scoff at retiring early, in a nation where busy-ness and overwork is a badge of honor... and when the first question we are asked when we meet someone new is, “So what do you do?" But many of those reactions confuse me. Here's why.
How I Earned $13K Without Working in 2022
Last year, I shared that I socked away $30K in cash to fund my sabbatical, and I just revealed how I lived on $27K in 2022. So... $30K minus $27K = $3K left to work with in 2023, right? Not exactly. I have a few tricks up my sleeve... dominos I put in place in years past. It turns out the moves I've made allowed me to "earn" ~$13K in 2022 without a job, real estate, or lifting a finger (except for a few clicks of my mouse!).
How I Spent $27K as a Global Nomad in 2022
I’m coming upon the end of my first year of mini-retirement, and as usual, I’m sharing yet another spending recap with you (as I’ve done all year long as I’ve traveled across Mexico and Europe)! You’ll recall, at the end of 2021, at age 36, I participated in the great resignation/financial independence retire early (FIRE) movement. After quitting my job, my goal for my semi-retirement was to take back my time, energy, and creativity for MYSELF, vs. my employer… and to get the most out of my travels sans the demands of a job. Now that my first year “on sabbatical” is coming to a close, here’s my total spending for the year (as an unemployed person spending five-sixths of the year traveling across 14 countries): $27,014.26, or $74 a day. This is how I lived. P.S. Want to join me for a free webinar and Q&A where I dig in deep to my budget and spending? Enter to receive the details by email.
3 Mindset Shifts That Will Change the Way You Think About Personal Finance
I like to run for exercise. Running can be done just about anywhere, it doesn’t require equipment, I can do it solo, and there’s no special ability required (I just adjust my pace accordingly). In fact, I've ran five half-marathons (none of them very fast, mind you). When I train, I work on improving my physical endurance, my speed, AND my mental fortitude. These three mindset shifts have revolutionized my running performance AND, interestingly enough, my financial well-being.
I’m One Year Into My Sabbatical — How It’s Going
December 10, 2021 was my last day of full-time employment, and if I were to sum up my first year of semi-retirement in one statement, it’s this: I am prioritizing myself like I’ve never done before. And while this could be a side effect of the fact that no employer owns my workday, this is also me making a conscious choice… I’ve chosen this. I’ve re-prioritized. I’ve identified what matters to me, decided how I’m going to live my life, and I’m doing it. And ever since then, this choice has shown up in my life in several ways.
16 Weeks in Europe Recap: My “Best of” List
“Julie… where was your favorite place in Europe?” I’m not a mom, but I reckon it’s kind of like choosing your favorite child: each place I visited is unique and special in its own way, so I literally cannot pick a favorite! So, instead… how about I do superlatives, high school-yearbook-style (in a completely biased, non-scientific way, of course)? And the award for most beautiful city, prettiest old town, best food, and nicest people goes to...
You CAN Afford It: How to Travel When You Don’t Have Tons of Savings
Traveling doesn’t have to break the bank. Trading and bartering has been around for centuries, and the internet has made it more possible than ever to exchange work, expertise, and camaraderie for lodging. So here are four actual, real-life, TACTICAL ways to travel without spending bucket loads of money... and all you need is a keyboard and a mouse to get started!
My Third Month in Europe: How Much I Spent & Where I’ve Been
My third month in Europe has rolled to an end, and I'm here to share another spending recap. But first, in the last month, I’ve been in five countries, I’ve taken buses or ferries in between 10 cities, I’ve spent 20 nights in hotels or Airbnbs, and I’ve dined out about once per day… What do you think I spent? Please, close your eyes and guess. (All will be revealed momentarily!)
7 Surprising Realizations I’ve Had Since Quitting My Job at 36
I was 15 years old when I got my first job working at Panera Bread for $5.25 an hour. Like most people, I’ve been working ever since, without so much as a few weeks off or a few months between jobs — until my “great resignation” at age 36. I’ve worked at coffee shops, restaurants, big box retailers, golf courses… and then post-college, in two TV newsrooms and a few big corporate organizations. Sometimes, I worked side gigs and temp jobs simultaneously with my salaried job, to the tune of 60-70 hours a week, just to pay the bills or get ahead. (Damn, those days were rough.) Then, I quit. I took a chance on myself and my future: to grow and monetize this blog, publish a memoir about my journey, and THOROUGHLY ENJOY MY LIFE. I call this Julie’s Financial Independence Recreational Employment (my take on FI/RE)! Hereby, these are 7 confessions of a corporate job escapee... who's never been happier (spoiler alert).
How Much This Full-Time Nomad Spent in Europe (Days 31-60)
I have another 30-day, full-time-traveler, nomad-in-Europe spending update for you! I spent most of my second month of my stint in Europe in the Balkans and Mediterranean, so you'd think my mini-retirement spending would be lower than western Europe, buuuuuuut... I had a couple bills come due and a few "splurges," like my 7-day sailing trip in Turkey. So, in days 31-60 in Europe, I spent (and please excuse me while I mentally cringe)...
It Costs How Much to Travel?! What I Spent My First 30 Days in Europe
“How can you afford to travel?” is something I hear fairly often, and to be honest, as an American without a job and a home, traveling is the only thing I CAN afford! The USA is the 15th-most expensive country in the world. Compare that to Mexico, where the same lifestyle generally costs about half as much, and compare it to central and eastern Europe, where almost everything is a degree or two cheaper than what Americans are used to… and traveling is a bargain! If you’re new to my blog, I published spending updates every month during my six months in Mexico… and the purpose of those and future updates is only to inform and educate on what my lifestyle choices cost in varying parts of the world. This is not “how to do it on a shoestring” content — I’m drinking the wine, eating the gelato, and going on some tours, but I’m definitely creative when it comes to maximizing my budget. Drumroll please. In my first 30 days in Europe, I spent $2,009.09, or $67 a day. “Wait, Julie, what?!” — I’m sure you’re thinking — “That’s less per day than you spent in Mexico!” It is, and I’ll explain why…
My Money Mindset: How Living Off Savings Has Changed My Thinking
After I quit my job, transitioning from an earner to a spender was not emotionally easy for me… but this is how I adjusted, and now, I'm at peace with it.
How Much I Spent in My 6th Month Traveling Mexico
Well guys, my six months in Mexico have sadly come to a close. To say my time there was incredible is an understatement… and I’m still processing! At the time of this writing, I’m in Austin, TX for the 4th of July weekend to get some of my USA errands handled before I head up to Kansas to see family. Then, I'll head overseas in late July. (First stop, Slovenia!)
I’m 36 and I’m Semi-Retired… What Does That Even Mean?!
I may WANT to work again, should my choices dictate. But probably, definitely, not in the way that a lot of people work — because they have to, because they're trapped in a debt cycle, because the lifestyle they've chosen comes with a never-ending financial responsibility, because they care about status and appearances and bigger and better and more. Not me.
One Month in Mexico City: What I Did and What I Spent!
In May 2022, this little retired nomad went to Mexico City… staying in CDMX’s Condesa neighborhood (May 1-23) and Oaxaca (May 23-31 and ongoing)! Mexico City reminds of New York City, and according to this cost-of-living index, it’s 60% less expensive than NYC. And in general, Mexico is 47.21% lower than the United States. That math seems to check out with my experience!
50 Travel Tips for Digital Nomads, Roadtrippers, and International Travelers
When you’ve been traveling full-time for almost two years and part-time ever since your first international trip at age 17, you pick up a tip or two. Whether you’re traveling by air or by car, here are some of my top tips for digital nomads and long-term travelers. Read on… I guarantee you’ll learn something!
My Secrets to Minimalist Fashion
Is it possible to be a fashionable minimalist? I really don’t know, but I think I look pretty put-together most days, and many of you seem to agree! So how do I look so “chic” without breaking the bank and without collecting too much stuff, especially since I’ve been living out of my SUV (one suitcase and three bins) for almost 2 years while traveling North America? Let's get into it.
My Spending Breakdown for Month #4 in Mexico: $2,253
Boy, does time fly. I’ve now been in Mexico for four months, and I have a number of new cities under my belt! After leaving Puerto Vallarta in early April, I went to La Mazanilla, Melaque, Mazamitla, Morelia, and Patzcuaro. I spent the long Easter weekend in San Miguel de Allende, a night in Querétaro, and the rest of the month in Mexico City. I have now traveled over 4,200 kilometers in Mexico!
How Much I Spent in Month #3 in Mexico (Puerta Vallarta Edition)
Hola mis amigos, I am back with another spending recap for my THIRD month living in Mexico after quitting my job and taking an early (temporary) retirement to travel!! Damn, time flies! My January spending was just a bit inflated since I had some immigration and vehicle import costs and a 6-month policy for Mexican [...]
