I have another 30-day, full-time-traveler, nomad-in-Europe spending update for you! I spent most of my second month of my stint in Europe in the Balkans and Mediterranean, so you'd think my mini-retirement spending would be lower than western Europe, buuuuuuut... I had a couple bills come due and a few "splurges," like my 7-day sailing trip in Turkey. So, in days 31-60 in Europe, I spent (and please excuse me while I mentally cringe)...
Tag: financial freedom
My Money Mindset: How Living Off Savings Has Changed My Thinking
After I quit my job, transitioning from an earner to a spender was not emotionally easy for meā¦ but this is how I adjusted, and now, I'm at peace with it.
Iām 36 and I’m Semi-Retiredā¦ What Does That Even Mean?!
I may WANT to work again, should my choices dictate. But probably, definitely, not in the way that a lot of people work ā because they have to, because they're trapped in a debt cycle, because the lifestyle they've chosen comes with a never-ending financial responsibility, because they care about status and appearances and bigger and better and more. Not me.
How Much I Spent in Month #3 in Mexico (Puerta Vallarta Edition)
Hola mis amigos, I am back with another spending recap for my THIRD month living in Mexico after quitting my job and taking an early (temporary) retirement to travel!! Damn, time flies! My January spending was just a bit inflated since I had some immigration and vehicle import costs and a 6-month policy for Mexican [...]
I Looked Before I Leapt: How I Spent The Last 4 1/2 Years Getting Ready to Quit My Job and Travel the World
Before you say, "Iām one of those people who will never get ahead, who will never be able to save, who will never be able to not work"... in 2017, I had no job, a car I owed on, a $1,350 house payment on a house full of stuff I never used, peanuts in my 401K, and only $1,500 in cash. That was my situation, and I made changes. You can too.
Privilege, Luck, or Choice: How I’m Able to Do What I’m Doing
How am I able to do what Iām doing ā quit my job at age 36 to travel the world? Critics call it privilege, and Iām not denying certain benefits Iāve had, but I want to get real for a second. Thereās privilege, thereās luck, and thereās choice, and the differences are distinct.
My 2021 Budget Breakdown as a Solo Nomad in the U.S.
As you all know if youāre reading this blog, 2021 was my first full year of full-time nomadic living. And since there are a lot of you who tell me, āJulie, I wish I could do what youāre doing!ā and cite cost as a factor, I want to bare my actual spending to you so you can: - See what I chose to spend money on and compare to your own spending - See where you could cut or make adjustments - See where you could share costs with a friend or partner and how that could significantly affect the numbers - See how I plan to cut in 2022, since as of mid-December 2021 I donāt have a job and will be in Mexico starting January. Read on...
My Worst Financial Mistake Ever: Saving Money
My worst financial mistake ever was not shopping. Not new cars. Not salon and spa outings. Not extravagant vacations. My worst financial mistake ever was SAVING... when I could've been INVESTING. - Confessions of a former shopaholic and reformed current minimalist/full-time nomad
What Financial Freedom Means to Me
Take two people who make the same income: one of them saves 50% of their salary and lives simply. The other saves nothing; their salary funds their lifestyle of cars, renovations, luxury trips, expensive brunches and nights out. Who is wealthier?
Living the Mantra: Experiences Over Possessions
āExperiences over possessions.ā Idealistic, perhaps. But controversial, no. Most people would agree with this mantra. But would they live it?
You *DO* Have Money to Travel
International travel does not need to be expensive or out of reach. Itās about choices. These are the choices I made, which freed up hundreds of dollars in disposable income per month.
The #1 Finance Fact That Guided my Decision to Downsize
Iām not a financial expert, nor can I predict the future. But I knew that I had significant equity and I had a willing buyer. Combine that with motive (excitement and eagerness for change) and opportunity (remote employment)... and it was an easy decision to sell my home of 7 years and become a full-time nomad.
Your Employment Status Does Not Define You
As I see many of my friends, acquaintances, and connections getting laid off, taking mandated furloughs, or receiving pay cuts, I just wanted to leave this here: Your employment status does not define you, and your salary does not equal your value. What does define you? A willingness to embrace change and adapt. Generosity of time, heart and spirit. Persistence and determination. A desire for personal growth and betterment. Humility. Appreciation for the gifts you do have in life. Because, this:
My 2019 Year in Review: An Incredible Collection of Experiences and Memories
2020 is upon us, and like every other self-respecting, emotionally-evolved millennial, Iām reflecting on 2019 and all its milestones, memories, and blessings.
From Unemployment to Saving More Than $40K in 2 Years
Two years ago I was filing for unemployment and down to my last $1,500. Well, I turned things around by re-shuffling where my money was going, making full use of my assets, and prioritizing experiences over possessions.
The Values Most Important to Me in 2018
As I look back on the last year, I feel fortunate to have adopted these three principles, now so wholly ingrained in my thinking that they might as well be a part of me.
juliedevivre.com by Julie B. Rose 